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Nevada

Ned Gaines

Acting Commissioner

Western Zone

Directory

Ned Gaines was appointed as Nevada’s Acting Insurance Commissioner effective July 2, 2025.

In this role, Acting Commissioner Gaines is charged with protecting consumer rights and the public’s interest in dealings with the insurance industry.

Acting Commissioner Gaines has more than 25 years of experience in the insurance industry. He joined the Nevada Division of Insurance in April 2025 as the Chief Deputy Commissioner. Prior to this, Acting Commissioner Gaines served 12 years with the Washington State Office of Insurance Commissioner (OIC) in a variety of leadership roles, most recently as the Deputy Commissioner of Rates, Forms, and Provider Networks (RFPN). Earlier in his career, he worked for several property/casualty (P/C) insurers as a compliance manager, claims manager, claims adjuster, and agent.

Acting Commissioner Gaines holds multiple insurance professional designations. He is an active member of the Insurance Regulatory Examiners Society (IRES) and the Association of Insurance Compliance Professionals (AICP), where he served as president of the Northwest Chapter.

Acting Commissioner Gaines earned a master’s degree in public policy from Liberty University (Lynchburg, VA) and a bachelor’s degree in business and management from Excelsior College (Albany, NY).

The Nevada Division of Insurance, a division of the Nevada Department of Business and Industry, regulates Nevada’s $30 billion insurance industry.

Office Information
Main

Nevada Division of Insurance
1818 E. College Parkway
Suite 103
Carson City, NV 89706
United States

Primary Phone Number:

Primary Fax Number:

  • Department

    Category

    Contact

    Phone

    Email

  • Nevada

    John Genard
    Assistant to Acting Commissioner Ned Gaines

    (775) 687-0771

    jgenard@doi.nv.gov

  • Nevada

    Accident/Health Insurance

    Derick Dennis
    Chief Insurance Examiner

    (775) 687-0769

    ddennis@doi.nv.gov

  • Nevada

    Accounting Services

    Ned Gaines
    Acting Commissioner

    ngaines@doi.nv.gov

  • Nevada

    Administrative

    Ned Gaines
    Acting Commissioner

    ngaines@doi.nv.gov

  • Nevada

    Company Admissions

    Imelda Arroyo

    (775) 687-0744

    Company.Admissions@doi.nv.gov

  • Nevada

    Company Fees - Licensing

    Imelda Arroyo
    Fiscal/Business Professional Trainee III

    (775) 687-0744

    iarroyo@doi.nv.gov

  • Nevada

    Consumer Complaints and Inquires

    Linda Stratton
    Supervisory Compliance Investigator

    (702) 486-4395

    lstratton@doi.nv.gov

  • Nevada

    Consumer Complaints and Inquiries

    Roger Hayashi
    Deputy Commissioner

    rhayashi@doi.nv.gov

  • Nevada

    Deposits

    Imelda Arroyo

    (775) 687-0744

    Company.Admissions@doi.nv.gov

  • Nevada

    Division Counsel

    Alexia Emmermann
    Chief Legal Counsel

    (775) 687-0701

    legal@doi.nv.gov

  • Nevada

    Enforcement

    Stephanie Canter
    Chief Compliance/Audit Investigator

    (702) 486-4598

    slcanter@doi.nv.gov

  • Nevada

    Enforcement

    Roger Hayashi
    Deputy Commissioner

    rhayashi@doi.nv.gov

  • Nevada

    Examinations

    Jonathan Wycoff
    Supervising Examiner

    (775) 687-0724

    Market.Regulation@doi.nv.gov

  • Nevada

    Financial Analysis

    Dede Benissan
    Assistant Chief Insurance Examiner

    (775) 687-0747

    Financial.Regulation@doi.nv.gov

  • Nevada

    Financial and Market Regulation

    Hermoliva Abejar

    (775) 687-0741

    Financial.Regulation@doi.nv.gov, Market.Regulation@doi.nv.gov, Company.Admissions@doi.nv.gov

  • Nevada

    Financial Examinations

    Peggy Willard-Ross
    Assistant Chief Insurance Examiner

    (775) 687-0760

    Financial.Regulation@doi.nv.gov

  • Nevada

    Information Systems

    Dennis McGehee
    IT Professional 3

    (775) 687-0785

    dmcgehee@doi.nv.gov

  • Nevada

    InsurTech

    Ned Gaines
    Acting Commissioner

    ngaines@doi.nv.gov

  • Nevada

    Investigations

    Jonathan Wycoff
    Supervising Examiner

    (775) 687-0724

    Market.Regulation@doi.nv.gov

  • Nevada

    Life & Health Insurance

    Jack Childress
    Chief Insurance Examiner

    jchildress@doi.nv.gov

  • Nevada

    Market Analysis

    Jonathan Wycoff
    Supervising Examiner

    (775) 687-0724

    Market.Regulation@doi.nv.gov

  • Nevada

    Media Relations/Public Information

    Drew Pearson
    Public Information Officer

    (775) 687-0772

    dpearson@doi.nv.gov

  • Nevada

    Policy and Form Filing - Life & Health

    Jack Childress
    Chief Insurance Examiner

    jchildress@doi.nv.gov

  • Nevada

    Policy and Form Filing - Property & Casualty

    Derick Dennis
    Chief Insurance Examiner

    (775) 687-0769

    ddennis@doi.nv.gov

  • Nevada

    Producer Licensing

    Jacob Roberts
    Licensing Manager

    (775) 687-0774

    jroberts@doi.nv.gov

  • Nevada

    Product Regulation

    Ned Gaines
    Acting Commissioner

    ngaines@doi.nv.gov

  • Nevada

    Property & Casualty - Commercial Lines

    Derick Dennis
    Chief Insurance Examiner

    (775) 687-0769

    ddennis@doi.nv.gov

  • Nevada

    Property & Casualty - Personal Lines

    Derick Dennis
    Chief Insurance Examiner

    (775) 687-0769

    ddennis@doi.nv.gov

  • Nevada

    Self-Insured Workers' Compensation

    Shirley Choma
    Insurance Examiner 2

    (775) 657-0776

    schoma@doi.nv.gov

  • Nevada

    Statistical Reporting

    Gennady Stolyarov
    Lead Actuary

    (775) 687-0766

    gstolyarov@doi.nv.gov

  • Nevada

    Statistical Reporting

    Maile Campbell
    Lead Actuary

    (775) 687-0735

    mcampbell@doi.nv.gov

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