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California

Ricardo Lara

Commissioner

Vice Chair, Western Zone

Directory

Ricardo Lara is California's eighth Insurance Commissioner since voters created the elected position in 1988. Lara previously served in the California Legislature, representing Assembly District 50 from 2010 to 2012 and Senate District 33 from 2012 to 2018.

As Senator, Lara expanded protections for disaster survivors from losing their homes to insurance cancellation and nonrenewal. He wrote the nation's first climate insurance law, SB 30, to engage the insurance industry in the fight against climate-linked environmental disasters like wildfires and sea level rise. Lara is one of California's most effective environmental champions, working to improve health conditions and rein in air pollution.

Lara received the United Nations 2017 Climate and Clean Air Award with former Governor Edmund G. Brown Jr. and the California Air Resources Board for his work to reduce super pollutants.

Lara authored the Health4All Kids Act, which now covers 250,000 California children with full-scope health care regardless of their immigration status. He also authored laws that help prevent prescription drug abuse and crack down on patient brokering and fraud involving Californians recovering from substance abuse disorders.

Raised in East Los Angeles by immigrant parents, Lara made history in 2018 by becoming the first openly gay person elected to statewide office in California's history.

Lara earned a bachelor's degree in Journalism and Spanish with a minor in Chicano Studies from San Diego State University.

Office Information
Main

California Department of Insurance
300 Capitol Mall
17th Floor
Sacramento, CA 95814
United States

Primary Phone Number:

Primary Fax Number:

  • Department

    Category

    Contact

    Phone

    Email

  • California

    Vacant
    Deputy Commissioner, Financial Surveillance

  • California

    Ken Allen
    Deputy Commissioner, Rate Regulation

    ken.allen@insurance.ca.gov

  • California

    Accounting Practices and Procedures

    Kim Hudson
    Supervising Insurance Examiner

    kim.hudson@insurance.ca.gov

  • California

    Actuarial Office

    Ahmad Kamil
    Chief Life Actuary

    (213) 346-6147

    ahmad.kamil@insurance.ca.gov

  • California

    Actuarial Office

    Simon Lo
    Actuary Senior

    Simon.Lo@insurance.ca.gov

  • California

    Actuarial Office

    Thomas Reedy
    Chief Systems Actuary

    thomas.reedy@insurance.ca.gov

  • California

    Actuarial Office

    Joseph Williams
    Actuary Senior

    Joseph.Williams@insurance.ca.gov

  • California

    Administration

    Laurie Menchaca
    Deputy Commissioner, Administration and Licensing Services

    laurie.menchaca@insurance.ca.gov

  • California

    Annual Statements

    Vacant
    Senior Insurance Examiner (Supervisor)

  • California

    Annual Statements

    Michelle Lo
    Division Chief, Financial Analysis

    (213) 346-6334

    michelle.lo@insurance.ca.gov

  • California

    California Organized Investment Network (COIN)

    Sukhbir Randhawa
    Chief, California Organized Investment Network

    sukhbir.randhawa@insurance.ca.gov

  • California

    Cannabis Insurance

    Katey Piciucco
    Attorney, Enforcement Bureau II

    Katey.Piciucco@insurance.ca.gov

  • California

    Climate and Sustainability

    Mike Peterson
    Senior Deputy Commissioner, Climate and Sustainability

    mike.peterson@insurance.ca.gov

  • California

    Communications

    Michael Soller
    Deputy Commissioner, Communications and Press Relations

    michael.soller@insurance.ca.gov

  • California

    Community Outreach

    Julia Juarez
    Deputy Commissioner, Community Relations and Outreach

    julia.juarez@insurance.ca.gov

  • California

    Conservation and Liquidation Office

    Joseph Holloway
    Chief Executive Office, Conservation and Liquidation Office

    (415) 676-5000

    hollowayj@caclo.org

  • California

    Consumer Complaints and Inquires

    Consumer Hotline
    Toll-Free

    (800) 927-4357

  • California

    Consumer Services

    Tony Cignarale
    Deputy Commissioner, Consumer Services and Market Conduct

    tony.cignarale@insurance.ca.gov

  • California

    Consumer Services

    Lucy Jabourian
    Division Chief, Consumer Services

    lucy.jabourian@insurance.ca.gov

  • California

    Data Calls/Statistical Plans

    Luciano Gobbo
    Division Chief, Data Analytics and Reporting

    luciano.gobbo@insurance.ca.gov

  • California

    Deposits and Fees

    Carolina Bravo
    Bureau Chief, Accounting Services

    (916) 492-3645

    carolina.bravo@insurance.ca.gov

  • California

    Enforcement Branch

    Stephen Smith
    Chief, Enforcement Branch Headquarters

    (916) 854-5748

    stephen.smith@insurance.ca.gov

  • California

    Enforcement Branch

    Eric Charlick
    Deputy Commissioner, Enforcement

    Eric.Charlick@insurance.ca.gov

  • California

    Executive Division

    Michael Martinez
    Chief Deputy Commissioner

    Michael.Martinez@insurance.ca.gov

  • California

    Financial Analysis

    Michelle Lo
    Division Chief, Financial Analysis

    (213) 346-6334

    michelle.lo@insurance.ca.gov

  • California

    Financial Examinations - Insurer Financial Audits

    Laura Clements
    Deputy Commissioner, Financial Surveillance

    (213) 346-6127

    laura.clements@insurance.ca.gov

  • California

    Financial Surveillance

    Laura Clements
    Deputy Commissioner, Financial Surveillance

    (213) 346-6127

    laura.clements@insurance.ca.gov

  • California

    Fraud Division

    Victoria Martinez
    Assistant Chief, Grant Programs and Enforcement Training Unit

    (323) 278-5062

    victoria.martinez@insurance.ca.gov

  • California

    Fraud Division

    Shawn Conner
    Assistant Chief, Southern Region Fraud Bureau

    shawn.connor@insurance.ca.gov

  • California

    Fraud Division

    Victoria Martinez
    Chief, Fraud Division

    Victoria.Martinez@insurance.ca.gov

  • California

    Fraud Division

    Eric Williams
    Assistant Chief, Northern Region Fraud Bureau, Operations and Training

    Eric.Williams@insurance.ca.gov

  • California

    Health Policy and Reform

    Christopher Citko
    Assistant Chief Counsel, Policy Regulation and Approval Bureau II

    (916) 492-3187

    christopher.citko@insurance.ca.gov

  • California

    Health Policy and Reform

    Stesha Hodges
    Assistant Chief Counsel, Health Equity and Access Office

    stesha.hodges@insurance.ca.gov

  • California

    Human Resources Management Division

    Jenny Ruth
    Division Chief, Human Resources Management

    Jenny.Ruth@insurance.ca.gov

  • California

    Information Technology Division

    David Noronha
    Chief Information Officer

    (916) 492-3294

    david.noronha@insurance.ca.gov

  • California

    InsurTech

    Lucy Jabourian
    Division Chief, Consumer Services

    lucy.jabourian@insurance.ca.gov

  • California

    Investigation Division

    Andrew Gulcher
    Division Chief, Investigations

    (661) 253-7505

    Andrew.Gulcher@insurance.ca.gov

  • California

    Legal - Company Licensing, Corporate Affairs Bureaus I and II

    Valerie Sarfaty
    Assistant Chief Counsel

    (415) 538-4459

    valerie.sarfaty@insurance.ca.gov

  • California

    Legal - Company Licensing, Corporate Affairs Bureaus I and II

    Audrie Lee
    Assistant Chief Counsel, Corporate Affairs Bureau II

    Audrie.Lee@insurance.ca.gov

  • California

    Legal - Company Licensing, Corporate Affairs Bureaus I and II

    Monica Macaluso
    Assistant Chief Counsel, Corporate Affairs Bureau I

    monica.macaluso@insurance.ca.gov

  • California

    Legal - Enforcement Bureaus

    Jason Gatchlian
    Assistant Chief Counsel, Enforcement Bureau I

    (916) 492-3521

    Jason.Gatchalian@insurance.ca.gov

  • California

    Legal - Enforcement Bureaus

    Tyler McKinney
    Assistant Chief Counsel, Enforcement Bureau II

    Tyler.McKinney@insurance.ca.gov

  • California

    Legal - Enforcement Bureaus

    Edward Wu
    Assistant Chief Counsel, Enforcement Bureau III

    (213) 346-6637

    Edward.Wu@insurance.ca.gov

  • California

    Legal - Policy and Form Filing (Life and Disability, Other than Health)

    Beverly Brand
    Assistant Chief Counsel, Policy Regulation and Approval Bureau I

    (415) 538-4190

    Beverly.Brand@insurance.ca.gov

  • California

    Legal - Rate Enforcement

    Nikki McKennedy
    Assistant Chief Counsel

    Nikki.McKennedy@insurance.ca.gov

  • California

    Legal Branch

    Teresa Campbell
    Deputy Commissioner and General Counsel

    teresa.campbell@insurance.ca.gov

  • California

    Legal Branch

    Libio Latimer
    Deputy General Counsel, Regulatory and Legal Services

    Libio.Latimer@insurance.ca.gov

  • California

    Legislation

    Josephine Figueroa
    Deputy Commissioner and Legislative Director, Policy and Legislation

    Josephine.Figueroa@insurance.ca.gov

  • California

    Licensing

    Laurie Menchaca
    Deputy Commissioner, Administration and Licensing Services

    laurie.menchaca@insurance.ca.gov

  • California

    Life Insurance

    Beverly Brand
    Assistant Chief Counsel, Policy Regulation and Approval Bureau I

    (415) 538-4190

    Beverly.Brand@insurance.ca.gov

  • California

    Life Insurance

    Ahmad Kamil
    Chief Life Actuary

    (213) 346-6147

    ahmad.kamil@insurance.ca.gov

  • California

    Long-Term Care

    Ahmad Kamil
    Chief Life Actuary

    (213) 346-6147

    ahmad.kamil@insurance.ca.gov

  • California

    Long-Term Care

    Tyler McKinney
    Assistant Chief Counsel, Enforcement Bureau II

    Tyler.McKinney@insurance.ca.gov

  • California

    Market Conduct

    Tony Cignarale
    Deputy Commissioner, Consumer Services and Market Conduct

    tony.cignarale@insurance.ca.gov

  • California

    Market Conduct - Claims Examinations and Rating and Underwriting Examinations

    Pam O'Connell
    Division Chief, Market Conduct

    pam.oconnell@insurance.ca.gov

  • California

    Âé¶¹´«Ã½ Liaison

    Vacant
    Executive Office Operations Manager

  • California

    Âé¶¹´«Ã½ Liaison

    Kathryn Taras
    Chief, Office of the Special Counsel

    Kathryn.Taras@insurance.ca.gov

  • California

    Office of Principle-Based Reserving

    Thomas Reedy
    Chief Systems Actuary

    thomas.reedy@insurance.ca.gov

  • California

    Ombudsman Office

    Therese Gallagher
    Ombudsman

    therese.gallagher@insurance.ca.gov

  • California

    Operations Division

    Michael Martinez
    Chief Deputy Commissioner

    Michael.Martinez@insurance.ca.gov

  • California

    Premium Tax - Annual Payments

    Carolina Bravo
    Bureau Chief, Accounting Services

    (916) 492-3645

    carolina.bravo@insurance.ca.gov

  • California

    Premium Tax - Audits

    Laura Clements
    Deputy Commissioner, Financial Surveillance

    (213) 346-6127

    laura.clements@insurance.ca.gov

  • California

    Producer Licensing

    Dianne Cooper
    Bureau Chief, Producer Licensing Bureau

    (916) 492-3036

    dianne.cooper@insurance.ca.gov

  • California

    Producer Licensing

    Licensing Hotline
    Toll-Free

    (800) 967-9331

  • California

    Producer Licensing

    Charlene Ferguson
    Division Chief, Licensing Services

    (916) 492-3010

    charlene.ferguson@insurance.ca.gov

  • California

    Producer Licensing

    Dawn Ward
    Bureau Chief, Curriculum and Licensing Background Bureau

    (916) 492-3040

    Dawn.Ward@insurance.ca.gov

  • California

    Property & Casualty – Rates and Forms

    Adam Gammell
    Division Chief, Rate Regulation

    (213) 346-6706

    adam.gammell@insurance.ca.gov

  • California

    Receivership

    Teresa Campbell
    Deputy Commissioner and General Counsel

    teresa.campbell@insurance.ca.gov

  • California

    Receivership

    Joseph Holloway
    Chief Executive Office, Conservation and Liquidation Office

    (415) 676-5000

    hollowayj@caclo.org

  • California

    Regulations

    Lucy Wang
    Deputy Commissioner and Special Counsel

    lucy.wang@insurance.ca.gov

  • California

    Reinsurance

    Teresa Campbell
    Deputy Commissioner and General Counsel

    teresa.campbell@insurance.ca.gov

  • California

    Reinsurance

    Monica Macaluso
    Assistant Chief Counsel, Corporate Affairs Bureau I

    monica.macaluso@insurance.ca.gov

  • California

    Risk Retention

    Dawn Withers
    Attorney, Corporate Affairs Bureau I

    (916) 492-3099

    dawn.withers@insurance.ca.gov

  • California

    Senior Issues

    Ahmad Kamil
    Chief Life Actuary

    (213) 346-6147

    ahmad.kamil@insurance.ca.gov

  • California

    Senior Issues

    Tyler McKinney
    Assistant Chief Counsel, Enforcement Bureau II

    Tyler.McKinney@insurance.ca.gov

  • California

    Statistical Reporting - Property & Casualty

    Roy Chan
    Bureau Chief, Rate Specialist Bureau

    roy.chan@insurance.ca.gov

  • California

    Statistical Reporting - Property & Casualty

    Luciano Gobbo
    Division Chief, Data Analytics and Reporting

    luciano.gobbo@insurance.ca.gov

  • California

    Title Insurance

    Rafael Gutierrez
    Senior Staff Counsel, Corporate Affairs Bureau I

    (415) 538-4402

    rafeal.gutierrez@insurance.ca.gov

  • California

    Title Insurance

    Dawn Withers
    Attorney, Corporate Affairs Bureau I

    (916) 492-3099

    dawn.withers@insurance.ca.gov

  • California

    Workers' Compensation

    Mitra Sanandajifar
    Senior Casualty Actuary, Rate Actuary Office

    Mitra.Sanandajifar@insurance.ca.gov

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