March 16, 2026
CIPR Journal Club: The Current State of Cyber Insurance and Regulation in the Context of Investment Efficiency and Moral Hazard - A Literature Review
CIPR Journal Club: The Current State of Cyber Insurance and Regulation in the Context of Investment Efficiency and Moral Hazard - A Literature Review |
Monday, March 16th at 11:00am CentralJoin CIPR on Monday, March 16th for the next installment of our Journal Club webinar series, featuring an interactive discussion of a recent Journal of Insurance Regulation article. Journal Club sessions are interactive and include facilitated breakout group discussions, where attendees are encouraged engage with colleagues and share perspectives. The featured article, "The Current State of Cyber Insurance and Regulation in the Context of Investment Efficiency and Moral Hazard: A Literature Review" by Dr. Asligul Erkan and Dr. Brenda Wells, provides a comprehensive review of research on cyber insurance and cybersecurity investment. The authors examine managerial incentives for cybersecurity investment, the role and limitations of cyber insurance as a risk-transfer tool, and the effectiveness of existing regulatory frameworks in addressing growing cyber risks. Participants are strongly encouraged to review the article in advance and come prepared to contribute to the discussion. The article is available here: This program is pre-qualified for Â鶹´«Ã½ Designation Renewal Credits (DRCs). Active designees may apply awarded credit toward the current renewal cycle. Visit the Designation Program website for more information. Credit is available for those who participate in the full duration of the session, including breakout groups. Learning Objectives 1. Participants will be able to evaluate the strengths and limitations of cyber insurance as a risk-transfer mechanism in the context of rising cyber losses and evolving coverage practices. 2. Participants will be able to discuss the implications of the article's findings for insurance regulation.
This program is pre-qualified for Â鶹´«Ã½ Designation Renewal Credits (DRCs). Active designees may apply awarded credit toward the current renewal cycle. Visit the for more information. Credit is available for those who participate in the full duration of the session, including breakout groups. |
About the Â鶹´«Ã½
As part of our state-based system of insurance regulation in the United States, the Â鶹´«Ã½ (Â鶹´«Ã½) provides expertise, data, and analysis for insurance commissioners to effectively regulate the industry and protect consumers. The U.S. standard-setting organization is governed by the chief insurance regulators from the 50 states, the District of Columbia and five U.S. territories. Through the Â鶹´«Ã½, state insurance regulators establish standards and best practices, conduct peer reviews, and coordinate regulatory oversight. Â鶹´«Ã½ staff supports these efforts and represents the collective views of state regulators domestically and internationally.